Ssy Calculator
Calculate the maturity amount for a Sukanya Samriddhi Yojana (SSY) account based on annual deposit, current interest rate, and investment duration.
Published by:
isCalculator Editorial Team
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How to Use the SSY Calculator
This calculator estimates the maturity amount for a Sukanya Samriddhi Yojana (SSY) account, where you make annual deposits that earn compound interest yearly.
- Enter Annual Deposit (₹): Input the amount you plan to deposit each year. Must be between ₹250 and ₹1,50,000.
- Enter Interest Rate (%): Provide the current SSY interest rate (e.g., 8.2). Valid range: 0–20%.
- Enter Investment Duration (Years): Specify the number of years you’ll make deposits (1–21 years).
- Click "Calculate Maturity Amount": The result shows the total maturity value after all deposits and compounding.
Note: All inputs are in Indian Rupees (₹) and percentages. The formula compounds each annual deposit for the remaining years at the given rate.
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Frequently Asked Questions
The maximum annual deposit limit for Sukanya Samriddhi Yojana is ₹1,50,000 per financial year.
The interest rate for SSY is revised quarterly by the government. As of Q1 2025, it is 8.2% per annum (compounded yearly).
Yes, you can make multiple deposits in a financial year as long as the total does not exceed ₹1,50,000. The calculator assumes a single annual deposit for simplicity.
