Sip Calculator
Calculate the future value of your Systematic Investment Plan (SIP) investments based on monthly investment, expected return rate, and investment tenure.
Published by:
isCalculator Editorial Team
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How to use this tool?
How to Use the SIP Calculator
This calculator estimates the maturity amount of a Systematic Investment Plan (SIP) based on monthly investments, expected annual return, and investment period.
- Enter Monthly Investment: Input the amount you plan to invest each month (e.g., 5000). Must be a positive number.
- Enter Expected Return Rate: Input the expected annual return rate in percent (e.g., 12 for 12% p.a.). Must be a positive number.
- Enter Investment Period: Input the duration in years (e.g., 10). Minimum is 1 month (0.0833 years). Must be a positive number.
- Click "Calculate": Press the button to compute the results.
- Maturity Amount: The total value at the end of the period, including returns.
- Breakdown: Shows total invested amount, estimated returns, and the formula used.
Outputs:
Note: All inputs must be positive numbers. Invalid entries will show a red error border.
Previous Results
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Frequently Asked Questions
A SIP Calculator estimates the future value of your mutual fund investments made through a Systematic Investment Plan based on monthly contributions, expected return rate, and investment period.
The formula used is M = P × ((1 + r)^n - 1) / r × (1 + r), where P is monthly investment, r is monthly rate of return, and n is total number of months.
It provides an estimate based on assumed constant returns. Actual returns may vary due to market fluctuations.
