Sun Life Financial Life Expectancy Calculator

Estimate your life expectancy based on key health and lifestyle factors. This calculator provides an approximate life expectancy using actuarial principles and common risk factors.

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Reviewed by: Review Board
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How to use this tool?

How to Use the Sun Life Financial Life Expectancy Calculator

This tool estimates your total life expectancy based on key lifestyle factors. Follow these steps:

  1. Enter your current age (0–120). This is required.
  2. Select your gender (Male or Female).
  3. Choose your smoking status: Non-smoker, Former smoker, or Current smoker.
  4. Optional: Enter your BMI (Body Mass Index, e.g., 24.5). Leave blank if unknown.
  5. Enter exercise hours per week (0–40, in 0.5 increments). Default is 0.
  6. Enter alcohol drinks per week (0–100). Default is 0.
  7. Click "Calculate Life Expectancy".

What the result means: You'll see your estimated total life expectancy in years, plus your remaining years. The calculation adjusts for age, gender, smoking, BMI (underweight, overweight, or obese), exercise (up to 5 hours benefit), and heavy alcohol use (over 14 drinks/week reduces expectancy).

Note: All inputs are in standard units (years, BMI, hours, drinks). No metric/imperial conversion needed.

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Frequently Asked Questions

We start with actuarial base life expectancy by gender, then adjust for smoking, BMI, exercise, and alcohol consumption using common risk factor adjustments.

This calculator provides an estimate based on general population data and common risk factors. It is not a medical or actuarial tool for precise predictions.

Minimum inputs are age and gender. Optional inputs include smoking status, BMI, exercise hours per week, and alcohol drinks per week for a more personalized estimate.

Reviewed by Experts

Carlos Bicho

Carlos Bicho

Financial Advisor

Private Banker & Financial Advisor

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Danilson Melicio

Danilson Melicio

Financial Advisor

Financial Markets Investor

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Eurico José Kiala

Eurico José Kiala

Mathematician

Teacher

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Francisco Saramango

Francisco Saramango

Board Financial Advisor

Financial Management and Accounting, Financial management and accounting

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Juliana Mayorca

Juliana Mayorca

Financial Advisor

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