Personal Injury Settlement Calculator

Estimate the potential settlement value of a personal injury claim based on medical expenses, lost wages, pain and suffering, and liability factors.

isCalculator Editorial Team Published by:
Reviewed by: Review Board
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How to use this tool?

How to Use the Personal Injury Settlement Calculator

  1. Enter Medical Expenses ($): Input the total cost of medical bills (e.g., $5,000). Must be a non-negative number.
  2. Enter Lost Wages ($): Input the income you lost due to injury (e.g., $2,000). Must be non-negative.
  3. Select Pain & Suffering Multiplier: Choose a severity level (Minor 1.0x to Catastrophic 5.0x). This multiplies your economic damages.
  4. Set Liability Percentage (%): Enter the percentage of fault assigned to the other party (0–100%). Default is 100%.
  5. Add Other Damages ($): Optionally include other costs (e.g., property damage). Defaults to $0 if left blank.
  6. Click "Calculate Settlement": The calculator will show your estimated settlement and a detailed breakdown.

How It Works: The calculator sums your economic damages (medical + lost wages + other), applies the pain & suffering multiplier, then adjusts for liability percentage to produce the final settlement.

All inputs must be in US dollars ($) and non-negative numbers. The liability percentage must be between 0 and 100.

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Frequently Asked Questions

The calculator adds economic damages (medical expenses, lost wages, other damages) and then multiplies that sum by a pain and suffering multiplier (1x to 5x). The total is then adjusted by the liability percentage (the defendant's share of fault) to get the estimated settlement.

Include all past and anticipated future medical costs related to the injury, such as hospital bills, doctor visits, surgery, medication, physical therapy, and rehabilitation.

If you are partially at fault, your settlement may be reduced by your percentage of fault. For example, if liability is 80%, you only receive 80% of the total damages.

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