Fegli Calculator
Calculate your Federal Employees' Group Life Insurance (FEGLI) coverage and premiums based on your annual basic pay, age, and selected options.
Published by:
isCalculator Editorial Team
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How to use this tool?
How to Use the FEGLI Calculator
- Enter your Annual Basic Pay (in dollars, e.g., 60000). This is your yearly salary before deductions.
- Enter your Age (0–120). This determines the Basic insurance premium rate.
- Select Optional Coverages (if desired):
- Option B: Multiples of your pay (1x to 5x). Premium is $0.03 per $1,000 per month.
- Option C: Multiples of $5,000 (1x to 5x). Premium is $0.03 per $1,000 per month.
- Click "Calculate" to see results.
What You Get:
- Basic Coverage: Your pay rounded to the nearest $1,000 (minimum $10,000).
- Biweekly Premiums: Monthly premium × 12 ÷ 26 (shown for Basic, Option B, and Option C).
- Total Coverage & Total Biweekly Premium.
Note: All values are in US dollars. The calculator uses age-based rates for Basic (see formula in results) and flat $0.03/$1k for Options B & C.
Previous Results
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Frequently Asked Questions
FEGLI stands for Federal Employees' Group Life Insurance, a group term life insurance program for federal employees.
Basic coverage is your annual basic pay rounded up to the next $1,000, plus $2,000, with a minimum of $10,000.
Option B provides additional coverage in multiples of your annual basic pay (up to 5x). Option C provides coverage for your spouse and eligible children in multiples of $5,000.
