Car Accident Settlement Calculator
Estimate the potential settlement value of a car accident claim based on medical expenses, lost income, pain and suffering, and other factors.
Published by:
isCalculator Editorial Team
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How to use this tool?
Follow these steps to estimate your car accident settlement:
- Enter Medical Expenses – Input total medical costs (e.g., $5,000). Must be a non-negative number.
- Enter Lost Income – Add wages lost due to injury (e.g., $2,000).
- Select Pain & Suffering Multiplier – Choose from 1 (Minor) to 5 (Catastrophic). This multiplies your medical expenses.
- Enter Property Damage – Include vehicle repair or replacement costs (e.g., $3,000).
- Enter Liability Percentage – Your fault percentage (0–100%). This reduces the total settlement.
- Enter Other Costs – Any additional expenses (e.g., $500).
- Click "Calculate Settlement" – View the estimated total and detailed breakdown below.
Note: All monetary inputs accept decimals. The result is an estimate only; actual settlements may vary.
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Frequently Asked Questions
The calculator sums medical expenses, lost income, pain and suffering (medical expenses times multiplier), property damage, and other costs. It then reduces the total by your liability percentage (your share of fault).
The multiplier is a factor that estimates non-economic damages. It typically ranges from 1 to 5, with higher values for more severe injuries. For example, a multiplier of 3 means pain and suffering is 3 times your medical expenses.
If you are partially at fault for the accident, your settlement is reduced by your percentage of fault. For example, if you are 20% at fault, your total damages are reduced by 20%.
