Cd Ladder Calculator

Build a CD ladder by entering details for up to 5 CDs. The calculator will show the total interest and effective APY.

CD #1

Deposit ($)

Term (months)

APY (%)

CD #2

Deposit ($)

Term (months)

APY (%)

CD #3

Deposit ($)

Term (months)

APY (%)

CD #4

Deposit ($)

Term (months)

APY (%)

CD #5

Deposit ($)

Term (months)

APY (%)

Total Deposits: $25,000.00

Total Interest: $0.00

Effective APY: 0.00%

Total Value at Maturity: $25,000.00

Formula: Interest = Deposit × (1 + APY/100)^(term/12) - Deposit. Effective APY = (Total Value/Total Deposits)^(12/avgTerm) - 1.