Retirement Distribution Calculator

Retirement Distribution Calculator

Current Age

Please enter a valid age (18-90).

Retirement Age

Please enter a valid retirement age.

Current Savings ($)

Please enter a non-negative number.

Annual Contribution ($)

Please enter a non-negative number.

Expected Annual Return (%)

Please enter a rate between 0% and 30%.

Withdrawal Rate (%)

Please enter a rate between 0% and 20%.

Results

Total Savings at Retirement:

Annual Withdrawal Amount:

Monthly Withdrawal Amount:

Formula: Future Value = P × (1 + r)^n + C × ((1 + r)^n - 1)/r, where P = current savings, C = annual contribution, r = annual return rate, n = years until retirement. Withdrawal = total savings × withdrawal rate.